Memos

• Memo 39 – A hangover or a full-blown migraine? 3 Mar 2025
• Memo 38 – Too much of a good thing? 10 Jul 2024
• Memo37- All time high; What next? 31 Jul 2023
• Memo 36 – A good entry point! 30 Jan 2023
• Memo 35 – Has India’s glorious period started? 10 Nov 2022
• Memo 34 – Winds of change! 30 May 2022
• Memo 33 – Heads, I win; Tails, I don’t lose much! 11 Nov 2021
• Memo 32 – Investing through interesting times! 16 Aug 2021
• Memo 31 – Market View: Pessimism, Scepticism, Optimism and Euphoria! 8 Feb 2021
• Memo 30 – Market View: 100 Days & Counting! 6 Jul 2020
• Memo 29 – Market View: Once in a Lifetime! Corona! 21 Mar 2020
• Memo 28 – Market View: And we all Fall Down! 16 Dec 2019

Personal Finance

• HDB Financial – Missing the HDFC magic! 25 June 2025
• Microfinance – This time is different! 19 June 2025
• JM Financial – Moving into the fast lane! 04 June 2025
• Gold loan NBFCs – Good cycle but not many beneficiaries? 18 Oct 2024
• Fixed Income Series - Part 1 of 6: Banks Make Money Off Our Laziness! 03 Oct 2024
• Silver: When will it shine? 09 May 2024
• Gold & gold loan NBFCs – Confluence of benign macro & micro 21 March 2024
• Gold: Time to rise & shine? 28 Nov 2023
• PSU Banks – Time to get stock specific 21 Sep 2023
• Microfinance – Upcycle set to get stronger! 27 Feb 2023
• Microfinance – Cyclical recovery is underway! 27 Apr 2022
• Gold price & gold loan NBFCs – Is the correlation breaking down? 20 Apr 2022
• Gold loans: The “Titan” moment for Muthoot Finance 11 Aug 2021
• Microfinance (MFI) – Blame it all on COVID? 25 May 2021
• Gold – Give your portfolio the golden touch! 11 Dec 2020
• REITs – “Office” in your Demat account! 25 Sep 2020
• Fixed Deposits – Something’s Surely Not Fixed! 17 Aug 2020