REITs – “Office” in your Demat account!

Exasperated of being confined to home since Covid-19 outbreak, Mr. Kapoor & family finally decided to take a break and drive down from Mumbai to Khandala, a popular weekend getaway. While driving through Mumbai, his eyes fell on the glittering office buildings, first at the Bandra Kurla Complex (BKC) and later at Airoli/Ghansoli. A simple thought crossed his mind: “This work from home (WFH) trend would have reduced the property prices here too. Once Covid is over, these offices will o...
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Fixed Deposits – Something’s Surely Not Fixed!

Fixed Deposits – Something’s Surely Not Fixed! Like many Indians, Sonali prefers to park most of her savings in bank fixed deposits (FDs). She is well aware that due to the safe nature of FDs, the returns on them are low. Yet, she was in for a surprise when she had to renew one of her maturing FD, and could hardly believe that long term FDs were just yielding ~5.0%, the lowest in her lifetime. What’s happening today has happened before! Most of us do know that post-Covid, Central Bank a...
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ULIPs – Smarter way for Tax Planning & Investing compared to Mutual Funds

As the year comes to an end, many of you would rush to make year-end investments for tax planning, while some of you may want to plan for the coming financial year. There are some important changes that have taken place over past year which should be included in your planning. • Change 1: Mutual funds will attract 10% Long term tax & 15% Short term tax from this year. • Change 2: ULIPs continue to remain exempt from long term tax. Some of you may remember that ULIPs had become a bad w...
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Gold Bonds – An Investment Opportunity

The lure of yellow metal for Indians has stood the test of time courtesy the well-entrenched cultural psyche of gifting gold during marriage, purchasing gold during auspicious occasions, etc. GreenEdge’s View on Gold Gold has been accepted as a store of value since the last ~5,000 years in the minds of human beings. No other currency can boast of such a feat. (We all know the fate of crytos, bitcoins today after the initial hoopla surrounding it. You can read our Bitcoin article here – Memo 22...
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What we learnt from our Customers’ Financial Planning?

“6 time Grand Slam champion Boris Becker was declared bankrupt.” “The famous Baywatch babe Pamela Anderson went from becoming a millionaire to going broke” These stories, though startling, are not uncommon. You can read Pamela Anderson’s story here - //greenedgewealth.com/2016/10/25/what-pamela-anderson-teaches-us-about-investments/ Why should financial planning be done? Over last 18 months, we have completed financial planning for many clients. We were pleasantly surprised with th...
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GreenEdge Features in Mint

GreenEdge  Features in Mint Our story features in Mint newspaper today! The story of how GreenEdge Wealth is helping working professionals & young entrepreneurs participate in India’s growth story through a combination of stock markets and overall financial planning. Please find the link to the article below. The story of GreenEdge’s customer features in Mint newspaper Thank you for the love and support. Best Regards, Team GreenEdge  
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Why I Didn’t Heed My Father’s Financial Advice?

Wishing all the Dads – “A Very Happy Father’s Day” On the occasion of Father’s Day, the title may sound blasphemous. But let me clarify, like many of you, even my father is my hero and I am indebted to him for his priceless guidance, teachings, upbringing and unconditional affection.  Post my MBA, when I started working and getting my paychecks, he tried to indoctrinate me into believing his 4 hallowed cardinal principles of investing which are outlined below. In my role of Investment Advisor,...
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Mothers – How to Make Smart Money Decisions?

“God could not be everywhere, and therefore he made mothers” On the eve of Mother’s Day, this article is dedicated to all women who are mothers or intend to experience motherhood some day while aspiring to make financially smart decisions.  “Happy Mother’s Day”! I feel mothers are akin to ‘Bahubali’ – they seem to have unparalleled superpowers to be able to multi-task their pressure-cooker job, home and raise kids (24x7x365). Pregnancy & Kids Related Expenses – Adverse Impact on Financia...
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Muthoot Finance NCD – Invest

Several retail investors are disappointed and flummoxed after the recent steep fall in interest rates of  Bank Fixed Deposits post demonetization. With bank FD rates being reduced to 5-7%, the post tax returns of those falling in higher tax brackets may miserably fail to beat inflation. But here is some reason to cheer – Close on the heels of its Jan, 2017 issue, Muthoot Finance, India’s largest gold loan company, is providing yet another opportunity to earn higher fixed returns through the iss...
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Your Dollar Earnings Have Started Losing its Sheen – NRI Special

Your Dollar Earnings Have Started Losing its Sheen – NRI Special From as long as I can remember, most of us have been enamoured by the idea of working abroad. Apart for the good quality of life and social pride, there was always a sound economic logic of “earning in dollars” being superior than “earning in rupees.” Most of my friends started earning in US$ when every US$ would fetch you Rs. 45. Over the next six years, Indian currency steadily depreciated and every US$ would fetch Rs. 67 i...
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