Why Should You Invest in Stocks?

Posted on July 23, 2015June 11, 2018 by gadmin

Why Should You Invest in Stocks? In India, individuals are generally ‘under-invested’ in stocks and ‘over-invested’ in gold & real estate. Stomach this – A whopping ~67% of an Indian households’ wealth is concentrated in gold and real estate. The merits of investing in gold and real estate are so deeply ingrained in our psyche that we tend to turn a blind eye even to the returns generated by these asset classes vis-à-vis stocks. The fact that only ~2% of Indians invest in stock markets un...

Aspirational Inflation – The Silent Wealth Eroding Machine

Posted on July 6, 2015June 11, 2018 by gadmin

Aspirational Inflation – The Silent Wealth Eroding Machine We have all learnt about demand side and supply side inflation in our college days. But none of the teachers, books or courses taught us about aspirational inflation. It’s pretty simple to understand – our desire for better lifestyle, better gadgets, and better travel keeps on getting better with every passing year. A simple back-of-the envelope calculation suggests that inflation levels for our generation, more so for the ’empowered,...

The Skill Vs. Luck Debate

Posted on June 18, 2015June 11, 2018 by gadmin

The Skill Vs. Luck Debate It’s a very common trait observed with most of the successful people we have met or interacted with – they are very proud of their achievements and they attribute their success to some sort of special skill they possess and undermine the role that lady luck plays in their success. On the contrary, most failures are attributed to lady luck or the unfavorable external environment. A tale of two brilliant techies who joined Blackberry and Apple Inc respectively in 20...

Become Your Wealth’s Entrepreneur

Posted on June 1, 2015June 11, 2018 by gadmin

Become Your Wealth’s Entrepreneur While Silicon Valley has been the global innovation hub for many years now, India too has witnessed its own version of the technology & e-commerce success. More than 10,000 multi millionaires have been created over the past five years through the start-up / ESOP route. Newspapers are replete with stories of how the Bansals (Flipkart), Arun Mohan (Jabong) and Pranay (QUIKR) made hundreds of crores by selling stakes to private equity investors. Quitting ...

Memo 12 – Market View

Posted on June 1, 2015June 11, 2018 by gadmin

Market view series completes three years today. We are happy to see that the original objective of encouraging salaried and self-employed youth to invest in Indian stock markets is gaining traction – a lot of you have written back to us, some have opened demat accounts and even enjoyed the fruits of long term investment. Through our trivia section, we continue to highlight financial situations that you will encounter in your normal course of life and how logical thinking can improve the quality ...

How to Earn Extra Returns in Equity Markets Passively?

Posted on May 19, 2015June 16, 2018 by gadmin

How to Earn Extra Returns in Equity Markets Passively? Here’s a good opportunity for retail investors to earn extra returns in equity markets in the proverbial passive way – Investing in Offer for Sale (OFS) and Follow-On Public Offers (FPOs) which are expected to flood the markets in the next 2 years (FY16 & FY17) courtesy of the Govt’s disinvestment drive (Govt. will be reducing its stake in select Public Sector Units). Past trends suggest that one can earn “passively” anywhere between ...

Is Your Fascination for Home Ownership Hurting Your Progress?

Posted on April 17, 2015June 11, 2018 by gadmin

Is Your Fascination for Home Ownership Hurting Your Progress? The ‘makan’ part of the proverbial ‘roti, kapda, makan’ has got so deeply ingrained in the Indian psyche that owning your house is regarded as one of the biggest milestones of your life. Having seen the plight of many of our friends in their 30s who spend all their savings as well as future earnings (20 year home loan), a slightly unconventional thought passed our mind. Is it really necessary to buy a house when you are in your 30s? ...

Memo 11 – Market View

Posted on March 17, 2015June 11, 2018 by gadmin

It’s been six months since the last update and stock market performance has been nothing short of euphoric. Markets made new life time highs and traders, investors and various other market participants enjoyed an extended period of easy money making. We are happy to see our thesis playing out – that there is immense wealth waiting to be created in the stock markets over 2012-2017. Our opinion is that India is in a multi-year bull market and that more wealth will be created over the next five yea...

Memo 10 – Market View

Posted on September 15, 2014June 11, 2018 by gadmin

The 10th series of Market view and stocks to buy comes at a time when stocks have rallied 20% to 100% in anticipation of an economic revival. Since the past two years, we have continuously highlighted that there is immense wealth to be created in the stock markets and we are happy to see a part of that thesis playing out. Our opinion is that this is a start of a multi-year bull market and that wealth will be created over the next five years. Also, it is the only way (apart from real estate) for ...

Memo 9 – Market View

Posted on May 1, 2014June 11, 2018 by gadmin

Market view series is back in a new avatar – shorter, strictly focused on money making investments and providing you with an avenue to start your stock investments. Needless to say, the motivation for this comes for the interesting feedback we have got from some of you. The primary aim of the series continues be to assist the average investor in managing his / her equity investments. We are strong believers that there is immense wealth to be created in the stock markets over the next ten years a...